Financial Security Made Easier

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A reverse mortgage is a loan for seniors aged 62 and older. HECM reverse mortgage loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert their home equity into cash with no monthly mortgage payments.

We’re here to make the reverse mortgage process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Reverse Mortgage Qualifier. We’ll help you clearly see the differences between reverse mortgage options, allowing you to choose the right one for you.

Our Reverse Mortgage Loan Process

Here’s how our home loan process works:

• Complete our simple Reverse Mortgage Qualifier.
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs

Loan Program Details

• 62 years of age or older
• 1-4 family home or FHA-approved condo
• Property must be the borrower’s primary residence
• Substantial equity in your home
• Participated in HUD-approved HECM counseling
• The borrower’s estate can never owe more than the home’s worth (non-recourse)
• The DEED to the home stays in the borrower’s name
• You never need to make a mortgage loan payment.  However, you must still pay taxes and insurance.
• You will continue to receive benefits even if the lender defaults